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Take a look at your existing payment-processing hardware. Here are the steps to successfully migrate your business to accepting EMV payments.
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If that got your attention, and you’re looking for a one-stop shop on how to properly migrate your business to accepting EMV payments, look no further.
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If your business doesn’t have the newer, EMV-enabled hardware installed and isn’t ready to accept EMV transactions, then your business will be responsible for fraudulent charges. a bank or large firm) to your business in the event of certain types of credit-card fraud. Visa, MasterCard, American Express and Discover) are making a “liability shift” from the credit card’s issuer (i.e. Beginning October 1, 2015, the big four credit-card brands (i.e. In an effort to facilitate the migration, card issuers are adding incentives for small businesses that make the move. EMV is a security standard put forth by the world’s major credit-card brands, and it’s already appearing on your customers’ cards in the form of a “smart chip.” This article is intended to walk you through the steps of migrating to the new processing standard, but for more background on everything EMV, check out our EMV infographic.Īs opposed to the old magnetic-stripe cards, EMV chips offer a higher degree of security throughout the transaction process, which aims to substantially reduce U.S. In case you haven’t heard, the EMV migration is coming.